USA United Home Loans

“Real estate funding, built for scale.
We finance your growth — one rental, one deal, one win at a time.”

 

Smart Financing for Real Estate Investors:
At USA United Home Loans, we provide fast, flexible funding solutions tailored to your real estate investment strategy. Whether you’re renovating and flipping, growing your rental portfolio, building from the ground up, or scaling with multi-family or commercial assets, we’re here to help you move fast and invest with confidence.

Our Loan Programs:

- Fix & Flip Loans – Renovate, resell, and maximize your returns
- Rental Portfolio Loans – Long-term financing to grow your cash flow (DSCR options available)
- Ground-Up Construction Loans – From dirt to doors, we fund your new builds
- Multi-Family & Commercial Loans – Expand your reach with competitive terms

Why Investors Choose Us:
- Close in as little as 7 days – We move faster than banks
- Transparent terms – No hidden fees, no surprises
- Nationwide lending – Invest confidently, anywhere in the U.S.

Loan terms vary based on property type, investor experience, and financial profile.

👉 Ready to fund your next deal?

Investors

Working with hundreds of real estate investors nationwide, from first-time flippers to seasoned portfolio builders.

Scaling

Helping investors scale faster with tailored financing solutions and nationwide support every step of the way.

How Much You Need

$100000 $1000000
120 Months 360 Months

Pay Monthly $

Term of Use Months

Total Pay Back $

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About Us

“For Investors, By Investors”

At USA United Home Loans, we live by our slogan  -“For Investors, By Investors” because we’ve walked the same path. We know firsthand how tough it can be to grow a Real Estate Portfolio, especially when traditional lending keeps putting up roadblocks.

Trusted Company

Most of the People Trust on Us For Fast Services

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Customers Testimonials

Customers Testimonials

“Closed in 14 days on a flip that other banks wouldn’t touch. Very professional and prompt. I have used on several deals and will continue using USA United Home Loans to broker my deals.”

Jason W.

Jason W.

“Their DSCR loans made it easy to secure my 7th rental property this year. Their no nonsense and get-it-done mindset is gold.”

Alyssa M.

Alyssa M.

“The construction loan for my new-build duplex went smoothly. Super fast and efficient! Looking forward to more deals this year.”

Emma R.

Emma R.

“Funded my multifamily project with great terms. Smooth from start to finish. We had a few hiccups at the start but USA United Home Loans was able to come up with solutions to the problems and ultimately funded the deal faster than expected.”

Nathan S.

Nathan S.

“It was a simple process. No tax returns. Great customer service. Easy to work with. Every time my partners and I called, we got immediate responses. We’ll work with them as long as we’re in the RE game”

David K.

David K.

“USA United HL helped me scale my Fix-n-Flip and Rental Portfolio 2X. It’s a breath of fresh air to have like minded people handle my loans. They get it!”

Vanessa G.

Vanessa G.

26 years of working experience

USA United Home LoansHome

Our Benefits

Why Choose Us?

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Loan Process

90%

Consultancy

80%

Payment Benefits

85%
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USA United Home Loans

Investment Homes Made in the USA -For Investors, by Investors.

Helping Investors Build, Improve, And Stabilize Neighborhoods Nationwide.

Fix & Flip

Fix and Flip, Bridge, and Fix2Rent®. Great rates, quick closes, and in-house construction management and servicing.

Ground Up

We’re the lender built for builders. Ground-up construction, tear-down, in-fill, specs, and model homes.

Rental

Single Rental Properties or Rental Portfolios. The best suite of products in the industry.

Multifamily

Flexible and fast. Value-add bridge or stabilized multifamily financing.